A lot of working people are always thinking of retiring soon, but according to David Giertz one should not think of retirement before asking and answering some questions. Mr. David Giertz has more than 30 years of experience and skills serving in the financial sector. He gained experience while working for several organizations among them Nationwide Financial Distributors, and Citigroup. Giertz graduated from the University of Miami with an Executive MBA. His efforts and committed enabled to rise in the career ladder to the position of a Vice President. All through his working years, he has been a leader who has impacted people and organizations giving him a chance to sit on different Boards as a member and a Director.
David listed down some question that every worker should ask themselves before thinking of early retirement. Some of the questions are listed below.
Do you have enough savings; one thing that Giertz says is before you retire early make sure that you have enough savings. One should make sure that their savings will be able to increase and sustain them in the future before they retire. According to David, most Americans do not have enough savings.
How much one will pay in taxes: David says that retirees should know that even after their retirement they pay taxes, and one should consider the effect of taxation on their income.
Can you pay for healthcare: individuals who are under 65 years are not eligible for Medicare, and before they retire they should have enough income to pay for their healthcare.
David Giertz is a certified Business Coach WABC. With his coaching experience, he was recognized as a world-class Gallup associate engagement score which increased from 4.41- 4.63 which is approximately 87%. Apart from being an expert in coaching, David has also been encouraging other organizations to practice coaching and he has also gone ahead to certify over 100 business leaders. David is passionate about helping others and apart from coaching he is also involved in community activities. He is the Chairman of Board of Trustees of Millikin University, as well as Budget and Finance committee.