Business Coach and Banker-David Giertz

A lot of working people are always thinking of retiring soon, but according to David Giertz one should not think of retirement before asking and answering some questions. Mr. David Giertz has more than 30 years of experience and skills serving in the financial sector. He gained experience while working for several organizations among them Nationwide Financial Distributors, and Citigroup. Giertz graduated from the University of Miami with an Executive MBA. His efforts and committed enabled to rise in the career ladder to the position of a Vice President. All through his working years, he has been a leader who has impacted people and organizations giving him a chance to sit on different Boards as a member and a Director.

David listed down some question that every worker should ask themselves before thinking of early retirement. Some of the questions are listed below.

Do you have enough savings; one thing that Giertz says is before you retire early make sure that you have enough savings. One should make sure that their savings will be able to increase and sustain them in the future before they retire. According to David, most Americans do not have enough savings.

How much one will pay in taxes: David says that retirees should know that even after their retirement they pay taxes, and one should consider the effect of taxation on their income.

Can you pay for healthcare: individuals who are under 65 years are not eligible for Medicare, and before they retire they should have enough income to pay for their healthcare.

David Giertz is a certified Business Coach WABC. With his coaching experience, he was recognized as a world-class Gallup associate engagement score which increased from 4.41- 4.63 which is approximately 87%. Apart from being an expert in coaching, David has also been encouraging other organizations to practice coaching and he has also gone ahead to certify over 100 business leaders. David is passionate about helping others and apart from coaching he is also involved in community activities. He is the Chairman of Board of Trustees of Millikin University, as well as Budget and Finance committee.

Inspiring Leader Vijay Eswaran Acknowledges the Ego is an Obstacle to Learning

The inspiring leader and successful businessman Vijay Eswaran acknowledges that ego is a major obstacle to learning and expanding one’s horizons. Vijay Eswaran is a motivational speaker, generous philanthropist, and founder and Executive Chairman of the QI Group of Companies.

The QI Group of Companies has conducts business in areas including education, real estate, direct selling, hospitality, and retail in several countries around the world. Mr. Eswaran is also the author of a best-selling book ‘In the Sphere of Silence. He also is a renowned writer of various publications and articles as well. As a leader in business and as a philosopher Vijay Eswaran acknowledges the ego as one of the main obstacles to one’s ability to learn and grow.

In fact, the ego can be the opposing force to the advancement and the seizing of opportunities to learn. Ego can prevent you from learning from mentors, teachers and other instructors with valuable insight into life and business. Driven by ego a person can become self-absorbed and operate with the sense of knowing everything, which limits their ability to see new ideas to learn and grow. Furthermore, the ego can be manifest in various forms.

One of the most recognizable forms of ego is the aggressive ego. The aggressive ego can be seen through acts of anger and other aggressive behavior exhibited. The other passive ego trait is not as easily recognized but it is still detrimental none the less to the learning process. Vijay Eswaran asserts by assuming that you know everything you don’t open yourself up to the opportunity to learn anything.

In fact, by thinking that you know everything you’re confusing your identity and knowledge base with your ego and intern reject new ideas and new patterns of thinking. Consequently, once you start assuming that you know everything the learning process comes to an end. As a result, Vijay Eswaran acknowledges that the ego is a major obstacle to the learning process.

Find out more about Vijay Eswaran:

Felipe Montoro Jens’ Take on Privatization of Companies in Brazil

Privatization of Brazilian companies began in the 1980s, and this was necessitated by the debt crisis that the companies were in. Before then, most corporations in Brazil were state-owned. Felipe Montoro Jens, who watched the country make this transition, explains how it all happened. After the establishment of the National Privatization Program in 1990, several state-owned companies in a number of industries, including the aeronautical, petrochemical and steel industries, were privatized.

The fact that the government was in full support of privatization in the country helped a great deal. In fact, the Concessions Law which was passed in 1995 listed a number of sectors which were to be given priority in the privatization. These included telecommunications, electricity, banking, sanitation and transport. Several other developments have happened in Brazil over the years, with the introduction of various acts and programs to promote privatization of companies. Examples of these are the Public Private Partnerships Act which was approved in 2004 and the 2008 General Concession Plan. This has really boosted the Brazilian economy.

About Felipe Montoro Jens

Felipe Montoro Jens is a renowned Brazilian finance executive and infrastructure specialist. He is an alumnus of Getulio Vergas Foundation and the Thunderbird School of Global Management. Mr. Jens has extensive experience in a number of industries in Brazil and is therefore an authority in various fields including infrastructure, finance, and investment.

Felipe’s contribution to Brazil has been tremendous. He has done this through the numerous positions he occupies in various leading corporations in Brazil. Some of these are AC Energia, Concessionaria Interoceanica Sur Tramo 2, Empresa de Generación Huallaga SA and Foz do Brasil SA among others.


According to Felipe, privatization was the only way Brazil would be able to meet investment demands, and so far, it has been a success. A lot more economic progress is expected from the country. With executives like Felipe Montoro Jens, private companies are bound to do even better and boost Brazil’s economy further.