Investment planning for retirement life by David Giertz

Most of us will most likely find ourselves in the retirement stage. This is a period when you no longer working in the formal employment sector. However, this is one major issue that most retirees find themselves grappling with. Most retirees never have a plan on what they will do after retirement. This means that they do not have a sustainable source of income since they are no longer on the pay slips of any employer. To make it worse, most retirees are at a stage in life when they are unlikely to find another job that would sustain them financially. We will follow the insightful points of David Giertz who is a financial advisor to help address this topic.

What many people do while they are on the payslip is that they save part of their salaries for the future. These saving are usually meant to come in handy during the retirement period. However, as David Giertz says, this might not necessarily work for you. The reason is, even if you have a fat pay slip, chances are that you will not save enough to last you through your entire retirement life. The issue then becomes, what should one do to secure his or her retirement life financially.

According to David Giertz, investment is the best solution for anyone who wants to have a sustainable financial life. Investments can be a surefire way of earning the extra income. However, before you take this step you need to ask yourself a few questions.

It is important to factor in a few things when interrogating yourself on this topic. How stable you will be financially will depend on how you anticipate your spending in life to be. This situation may be worse in case of early retirement. It means that you may not be in a position to save you enough.

About David Giertz

David Giertz in a renowned financial advisor. He has huge experience in this sector having worked for almost every 30 years.

David Giertz holds a bachelor and a master’s degree from the University of Millikin University and the University of Miami respectively.

Igor Cornelsen Is Giving Three Valuable Tips to Invest in a Growing but Troubled Brazilian Market

On Dec. 31, 2014, Igor Cornelsen wrote an article for, and he had decided enough was enough with political corruption. He, like many Brazilians, were fed up with President Dilma Roussef and the farce that was the “new economic matrix”. Brazil had moved away from a right-leaning center system of government, and it had been conned by President Dilma Roussef. She originally won her first election using left-leaning populism, and she subsequently won reelection by making promises to shift away from her populism. Now, the country is having even more problems. Be sure to check out the original article here, and this article will recap and summarize the three tips recommended by Igor Cornelsen to investing in Brazil, where a lot of money can be made, especially if the large nation and economy is poised for financial growth.

Get Familiar With Currency Restrictions

Brazil has strict currency controls. For example, if you are not a resident or local business, you have to find an authorized bank to exchange. There are also multiple exchange rates depending on the type of transaction. A truly smart person could use this to their advantage, but research into the currency laws is essential.

Connect With the Natives

Brazil is full of entrepreneurs and people who are business oriented. Relationships and networking are what keep businesses going in Brazil. According to Igor Cornelsen, it should be fairly simple to network and connect in the country. The article claims 25 percent of Brazilians between 18 and 64 are self-starters in business. Additionally, Brazilians like to talk and are genuinely welcoming, so it is easy to do impromptu focus groups and to solicit new ideas.

Prepare for the Red Tape

The Brazilian government has been heavy on regulations, so it can be difficult to make into business with red tape blocking people. Even though the market is getting bigger, it is still delicate, which is why there are so many regulations. It is a good idea to research them ahead of time to be prepared to handle the unavoidable ones and avoid the ones possible.