Investment planning for retirement life by David Giertz

Most of us will most likely find ourselves in the retirement stage. This is a period when you no longer working in the formal employment sector. However, this is one major issue that most retirees find themselves grappling with. Most retirees never have a plan on what they will do after retirement. This means that they do not have a sustainable source of income since they are no longer on the pay slips of any employer. To make it worse, most retirees are at a stage in life when they are unlikely to find another job that would sustain them financially. We will follow the insightful points of David Giertz who is a financial advisor to help address this topic.

What many people do while they are on the payslip is that they save part of their salaries for the future. These saving are usually meant to come in handy during the retirement period. However, as David Giertz says, this might not necessarily work for you. The reason is, even if you have a fat pay slip, chances are that you will not save enough to last you through your entire retirement life. The issue then becomes, what should one do to secure his or her retirement life financially.

According to David Giertz, investment is the best solution for anyone who wants to have a sustainable financial life. Investments can be a surefire way of earning the extra income. However, before you take this step you need to ask yourself a few questions.

It is important to factor in a few things when interrogating yourself on this topic. How stable you will be financially will depend on how you anticipate your spending in life to be. This situation may be worse in case of early retirement. It means that you may not be in a position to save you enough.

About David Giertz

David Giertz in a renowned financial advisor. He has huge experience in this sector having worked for almost every 30 years.

David Giertz holds a bachelor and a master’s degree from the University of Millikin University and the University of Miami respectively.